Flood Plain Management
National Flood Insurance Program (NFIP)
Marietta participates in the national flood insurance program (NFIP), which makes federally-backed flood insurance available for all eligible buildings, whether they are in a floodplain or not. Flood insurance covers direct losses caused by surface flooding, including a river or stream flowing over its banks, a lake or ocean storm and local drainage problems.
The NFIP insures buildings, including mobile homes, with two types of coverage: building and contents. Building coverage is for the walls, floors, insulation, furnace and other items permanently attached to the structure. Contents coverage may be purchased separately, if the contents are in an insurable building.
Mandatory purchase requirement: The Flood Disaster Protection Act of 1973 and the National Flood Insurance Reform Act of 1994 made the purchase of flood insurance mandatory for federally backed mortgages on buildings located in special flood hazard areas (SFHAs). It also affects all forms of federal or federally related financial assistance for buildings located in SFHAs. The SFHA is the base (100-year) floodplain mapped on a flood insurance rate map (FIRM).
Flood plain links